Purchases of $99+

No Interest if paid in full in 6 months on purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.

A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.

For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 09/01/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Subject to credit approval.

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.

We’ll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.

You can also make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.

Subject to credit approval.